Insurance Coverage

TABLE OF BENEFITS / SCOPE OF COVERAGE

Plan 1

Plan 2

 

CATEGORY 1 : PERSONAL ACCIDENT & DEATH

RM

RM

GROUP TERM LIFE ("GTL") AND GROUP PERSONAL ACCIDENT ("GPA")

1.

 

 

Death (Natural Cause/ Sickness)

RM20,000.00

RM30,000.00

Death (Accidental Cause)

RM20,000.00

RM30,000.00

2

 

 

 

 

Total Permanent Disablement (Natural Cause/ Sickness)

RM20,000.00

RM30,000.00

Total Permanent Disablement due to accidental cause

RM20,000.00

RM30,000.00

inclusive of all types of physical injury- as per table of benefits

3

 

 

Partial Permanent Disablement due to accidental cause

Max.

RM20,000.00

RM30,000.00

inclusive of all types of physical injury cause by accident- as per table of benefit

 

CATEGORY 2 : IN-PATIENT SERVICES (CASHLESS)

RM

RM

GROUP HOSPITAL AND SURGICAL ("GHS")

Third Party Adminstrator/Medical Card Provider : Mediexpress Sdn Bhd

Hospital Benefit, Fees and Services

1

 

 

Room & Board per day

RM120.00

RM150.00

Ordinary ( up to 120 days in Private Hospital / Government Hospital)

 

2

Insentive Care Unit (daily maximum up to 30 days)

RM350.00

RM380.00

 

3

Hospital Miscellaneous Services

as charged

as charged

4

Surgical Fees

as charged

as charged

5

Anaesthetic Fees

as charged

as charged

6

Operating Theatre Fees

as charged

as charged

7

In-Hospital Physician (daily maximum up to 120 days)

as charged

as charged

8

Pre-Surgical / Medical Diagnostic Services (Follow-up within 60 days prior to admission)

as charged

as charged

9

Pre-Surgical/ Medical Specialist Consultation (Follow-up within 60 days prior to admission)

as charged

as charged

10

Second Surgical Opinion

as charged

as charged

11

Post Hospitalisation Treatment (within 60 days of discharge)

as charged

as charged

12

Ambulance Services Fees (Private ambulance or Inhouse ambulance)

RM250.00

RM250.00

13

Claim/Reimbursement Medical Report Fee

RM50.00

RM80.00

14

Government Hospital Cash Benefit Allowance (up to a maximum of 120 days)

RM30.00

RM45.00

15

Reimbursement of Government Service Tax

6%

6%

16

Day Surgery Benefit / Day Care - > 6 hours

as charged

as charged

 

CATEGORY 3 : EMERGENCY OUT-PATIENT SERVICES

RM

RM

1

 

 

Emergency Outpatient Accidental Treatment (maximum per case)

RM2,000.00

RM2,500.00

(Follow-up within 14 days of first treatment)

2

Emergency Outpatient Dental Treatment

as charged

as charged

3

Emergency Outpatient Sickness Treatment - (between 12.00 midnight to 6.00 am only)

as charged

as charged

OVERALL ANNUAL LIMIT FOR CATEGORY 2 & 3

RM15,000.00

RM20,000.00

 

CATEGORY 4 - GP OUT-PATIENT SERVICES

RM

RM

 

1

 

 

 

 

 

 

Outpatient for Sickness Treatment

- as charged -

- as charged -

i)Routine Consultation, Medication, Injection

subject to annual limit

subject to annual limit

ii)Diagnostic Lab/X-Ray Procedure

of RM300.00

of RM500.00

iii) Out-patient Surgical Procedures

Panel Clinic - cashless UM Student's Clinic (KKPUM)

Excess : Nil

Panel Clinic - cashless UM Student's Clinic (KKPUM)

Excess : Nil

 

 

Cronic illness (including pre-existing illness)

Additional Terms

  1. Outpatient GP treatment annual limit is RM300 (Plan 1) and RM500 (Plan 2) per students
  2. Non Panel Clinics bills will be on "Pay and Claim Basis" (Reimbursement Claim)
  3. Maximum Limit claimable amount per visit is RM100 (Plan 1) and RM150 (plan 2)
  4. OP treatment at PPUM/UMMC is covered on pay and claim basis
    The above OP Benefits does not cover outpatient specialist visit

 

 

 

 

 

IMPORTANT NOTES (applicable for Category 4 only) :

COVERED

  • Outpatient treatment at KKPUM (UM Clinic) is covered and on "cashless basis" subject to availability limit, standard terms, conditions and exclusions.
  • Outpatient treatment at any GP clinics outside UM are covered on "Pay and Claim Basis" (reimbursement)
  • Outpatient treatment at PPUM (UM Hospital-Government wing) is covered on "Pay and Claim Basis" (reimbursement)

(For ii and iii above, please submit the original medical receipt and fill-up OP form at our Etiqa Agency’s office @ UM)



NOT COVERED

  • Outpatient treatment at any specialist hospital are not covered EXCEPT for
    • Emergency Accidental and Sickness Treatment (Covered under category 3 above)
    • Sixty (60) days pre admission date and sixty (60) days post discharge date (Covered under category 2 above)
  • As per Standard Policy Exclusions.

 

 

 

2

 

 

 

 

 

 

Outpatient for Accidental Treatment - pay and claim basis (GP Clinic and Specialist Visit)

- as charged -

- as charged -

i)Routine Consultation, Medication, Injection

subject to annual limit

subject to annual limit

ii)Other related expenses

of RM1,000.00

of RM2,000.00

 

CATEGORY 5 : FUNERAL / REPATRIATON

RM

RM

 

1

 

 

 

 

 

 

 

 

 

 

Funeral Expenses / Repatriation Expenses

RM10,000.00

RM15,000.00

Funeral Expenses is inclusive of other necessary cost incurred such as

a) Repatriation Allowance

b) Place of Interment

c) Cremation or Funeral Ceremony in Malaysia

d) Transportation

 

OVERALL ANNUAL CONTRIBUTION RATE
(ALL-IN COST PER STUDENT)

RM

RM

 

STUDENT ONLY - PER ANNUM (INCLUSIVE 6% GST)

RM350.00

RM500.00

 

NOTE:

1) 6% GST is imposed to the premium charge to the student with effect from 2016/2017 policy renewal.
2) The actual premium rate before GST is RM350.00 (plan 1) and RM500 (plan 2).

 

Scope and Benefit

Hospital Room & Board
Reasonable and Customary Charges for daily room accommodation and meals during the confinement as an in-patient.

Intensive Care Unit
Reasonable and Customary Charges for daily room and board as an in-patient in the Intensive Care Unit of the hospital.

Hospital Supplies and Services
Reasonable and Customary Charges incurred during a hospital confinement, which shall include general nursuing, prescribed and consumed drugs and medicines, dressings, splints, plaster casts, X-ray, laboratory examinations, electrocardiograms, physiotherapy, basal metabolism tests, intravenous injections and solutions, administration of blood and blood plasma but excluding the cost of blood and plasma.

Operating Theatre
Reasonable and Customary Charges for usage of operating theatre incidental to the surgical procedure.

Surgical Fees
Reasonable and Customary Charges for surgery performed and normal operative care up to 31 days before and after the operation.

Anaesthetist Fee
Reasonable and Customary Charges by the Anaesthetist for the supply and administration of anaesthesia.

In-Hospital Physician Visit
Reasonable and Customary Charges by the Physician for the treatment of the Insured Person when confine for a non-surgical disability subject to maximum of one (1) visit per day.

Organ Transplant
Reasonable and Customary Charges and professional fees for the surgical transplantation of the kidney, heart, lung, liver or bone marrow performed in a hospital. Payment is limited to one event per lifetime.

Pre-Hospital Diagnostic Tests
Reasonable and Customary Charges for diagnostic tests, which are recommended by a Specialist within 60 days preceding hospital confinement. No payment will be made if upon such diagnosis, the insured Person does not result in hospital confinement for the treatment of the medical condition diagnosed.

Pre-Hospital Specialist Consultation 
Reasonable and Customary Charges by the Specialist for the first time consultation, which are recommended by a general practitioner in writing within 60 days preceding hospital confinement. Payment will not be made for clinical treatment (including medication and subsequent consultation after the illness is diagnosed), or where the Insured does not result in hospital confinement for the treatment of the medical condition diagnosed.

Post- Hospitalisation Treatment
Reasonable and Customary Charges for treatment by the same physician within 60 days following discharge from hospital for a non-surgical confinement.

Emergency Accidental Outpatient Treatment
Reasonable and Customary Charges for services and medical supplies provided by the hospital or clinic for emergency treatment of bodily injury as a result of a covered accident and received as an outpatient within 24 hours of the accident. Follow-up treatment is up to 14 days of the accident administered by the same Physician.

Ambulance Fees
Reasonable and Customary Charges for domestic ambulance services for transporting the Insured Person to and/ or from hospital. Payment will not be made if the Insured Person is not hospitalised.

Daily-Cash Allowance
For each full day of hospital confinement at a Malaysian Government Hospital.

Malaysian Government Service Tax
On eligible paid expenses.

Overall Annual Limit
It is the maximum annual reimbursement for benefits payable in respect of expenses incurred for treatment provided to the Insured Person during the period of insurance as stated in the Schedule of Benefits.

 

For detail description of the covered benefits, please refer to the Policy Contract/ Policy Information Statement.

Any treatment or surgical operation for congenital abnormalities or deformities including hereditary condition

Policy Terms & Conditions

IMPORTANT CONDITIONS FOR GHS

Waiting Period

Eligibility for benefits starts 30 days after the person covered has been included in the takaful contract , except for a covered accident occurring after the effective date of coverage.

Upgraded Room and Board Co-payment

If the Insured Person is hospitalized at a published Room & Board rate which is higher than his/her eligible benefit, the Insured Person shall bear 20% of the other eligible benefits described in the Schedule of Benefits.

Residence Overseas

No benefit whatsoever shall be payable for any medical treatment received by the Insured outside Malaysia for more than ninety (90) consecutive days.

Overseas Treatment

If the Insured Person seeks treatment overseas, benefits in respect of the treatment shall be covered subject to the exclusions, limitations and conditions specified in the Policy and all benefits will be payable based on the official exchange rate ruling on the last day of the Period of Confinement and shall exclude the cost of transport to the place of treatment provided :

  • an Insured Person traveling abroad for a reason other than for medical treatment, needs to be confined to a Hospital outside Malaysia as a consequence of a Medical Emergency.
  • an Insured Person upon recommendation of a Physician and has to be transferred to a Hospital outside Malaysia because the specialized nature of the treatment , aid, information or decision required can neither be rendered nor furnished nor taken in Malaysia.

EMERGENCY OUTPATIENT TREATMENT

1. Emergency Accidental Out-Patient Treatment

We shall reimburse to You an amount equal to the actual charges incurred by covered members for up to the maximum limit as stated in the Schedule of Benefits, as a result of a covered external bodily injury arising from an Accident for Medical Necessary treatment as an outpatient at any registered clinic or hospital within twenty-four (24) hours of the Accident causing the covered bodily injury. Follow up treatment by the same doctor or same registered clinic or Hospital for the same covered bodily injury will be provided up to the maximum amount (as charged) and within the maximum number of fourteen (14) days as set forth in the Schedule of Benefits.

2. Emergency Accidental Dental Treatment (if applicable)

We shall reimburse to You an amount equal to the actual charges incurred by the Covered Member for emergency dental treatment to sound natural teeth (crown and dentures excluded) rendered in a Hospital or registered dental clinic and received as an Out-Patient.
The emergency dental treatment must be due to an Accident and rendered within twenty-four (24) hours after the Accident.

Eligible Expenses thereafter for follow-up treatment by the same Dentist will be reimbursed, subject to the maximum number of days stated in the Schedule of Benefits.

3. Emergency Out-patient Sickness Treatment

We shall reimburse to You all expenses (excluding transportation) incurred by the Covered Member for consultation and medical treatment of an illness that is of an acute and emergency nature, but is not caused by an Accident, requiring the Covered Member to be attended to and is actually seen by a Physician as an Out-Patient at any twenty-four (24) hours service clinic or hospital between the times stated (from 12.00 midnight until 6.00am) in the Schedule of Benefits. All claims for this benefit must be accompanied by an original official receipt from the hospital/clinic specifying the nature of sickness, diagnosis and date and time of attendance by a Physician.

Policy Exclusions

This contract does not cover any hospitalization, surgery or charges cause directly or indirectly, wholly or partly, by any one (1) of the following occurrences :

1) 30 days “Waiting Period”

  • Any treatment/admission in any Hospital occurring during the first 30 days period from the policy commencement date or registration date is not covered by the Plan except for treatment/admission due to accidental cases only. This clause shall not be applicable after the first year of cover. However, if there is a break in between the takaful/insurance cover from one period to another, the Waiting Period shall apply again.

2) 120 days Specific Illness

  • Any admission in any hospital occurring during the first 120 days period from policy commencement date or registration date due to Specific Illnesses are not covered.
  • Specific Illness means the disabilities occurring within the first 120 days of this takaful/insurance contract or from policy commencement date or from student registration date, irrespective of whether the covered person/student was aware of the disability or not. The specific illness specified in the policy contract are as follows :-
      • Endometriosis/Adenomyosis
      • Hernia / Hemorohoids / Fistulae
      • Tumour/ Cysts/ Nodules/ Polyps / Lumps of all kinds
      • Stones in the Urinary / Biliary Systems
      • Gastric / Duodenal Ulcers
      • Cataracts
      • Cholecystitis/ Cholelithiasis/ Calculi of the Urinary Organ
      • Spinal Disorders requiring surgery
      • Diabetes Melitus
      • Nasal Conditions requiring surgery
      • Tonsils requiring surgery
      • Hypertension or Cardio-vascular Deceases

3) Pre-existing Illness Condition

  • Any treatment / admission in any hospital due to pre-existing illness are not covered for 1st one (1) year coverage period.
  • Pre-existing Illness Condition means the disability existed or have developed symptoms or there exist manifestation of illness before the effective date of cover in respect to a covered person of which the covered person was aware or should reasonable have been aware, or based on normal medically accepted pathological development of the illness or illnesses.
  • Consultation with a medical doctor for any sign or pain or discomfort shall constitute a manifestation or symptom of a disability.
  • The status of pre-existing illness will be confirmed by the doctor who treated the patient prior to admission or before requesting for a guarantee letter.

4) Plastic/Cosmetic surgery, circumcision, eye examination, glasses and refraction or surgical correction of nearsightedness (Radial Keratotomy or Lasik) and the use or acquisition of external pros thetic appliances or devices such as artificial limbs, hearing aids, implanted pacemakers and prescriptions thereof.

5) Dental conditions including dental treatment or oral surgery except as necessitated by Accidental injuries to sound natural teeth occur ring wholly during the Period of Insurance.

6) Private nursing, rest cures or sanitaria care, illegal drugs, intoxication, sterilization, venereal disease and its sequelae, AIDS (Acquired immune Deficiency Syndrome) or ARC (AIDS Related Complex) and HIV related diseases, and any communicable diseases required quarantine by law.

Outpatient Exclusions

Exclusions List – Applicable To Outpatient General Practitioner

This coverage plan does NOT COVER any treatment, surgery or charges caused directly or indirectly, wholly or partly, by any one (1) of the following occurrences:

  1. OP Treatment within 14 days of waiting period shall apply to ( I ) New registered students AND ( II ) Existing students who registered after  2 months from policy commencement/renewal date.
  2. Outpatient specialist visit in any private hospital and/or specialist clinic in private hospital.
  3. Plastic/Cosmetic Surgery or Treatment of their complications (inclusive of double eyelids, acne, keloid etc), circumcision unless Medically Necessary, eye examination, glasses and refraction or surgical correction of nearsightedness (Radial Keratotomy), longsightedness, astigmatism and the use, rental or acquisition of external prosthetic appliances or devices such as artificial limbs, hearing aids, aero chambers, equipment for nebulising, implanted pacemakers, lens (except for basic lens) and prescriptions thereof.
  4. Dental conditions including dental treatment or oral surgery except as necessitated by Accidental Injuries to sound natural teeth occurring wholly during the Period of Insurance.
  5. Treatment, therapy for congenital or hereditary Diseases, deformities and Disabilities and any medical or surgical complication arising therefrom e.g. childhood hernias, clubfoot, Ventricular Septal Defect, Atrial Septal Defect, Thalassemia etc.
  6. Pregnancy, pregnancy related or its complications, child birth (including surgical delivery), miscarriage, abortion and prenatal or postnatal care and surgical, mechanical or chemical contraceptive methods of birth control or treatment pertaining to infertility. Erectile dysfunction and tests or treatment related to impotence or sterilization.
  7. Suicide, attempted suicide or intentionally self-inflicted injury while sane or insane.
  8. War or any act of war, declared or undeclared, criminal or terrorist activities, active duty in any armed forces, direct participation in strikes, riots and civil commotion or insurrection.
  9. Ionising radiation or contamination by radioactivity from any nuclear fuel or nuclear waste from process of nuclear fission or from any nuclear weapons material.
  10. Expenses incurred for donation of any body organ by an Insured Person and costs of acquisition of the organ including all costs incurred by the donor during organ transplant and its complications.
  11. Investigation and treatment of sleep and snoring disorders, hormone replacement therapy and alternative therapy such as treatment, medical service or supplies, including but not limited to chiropractic services, acupuncture, acupressure, reflexology, bone setting, herbalist treatment, massage or aroma therapy or other alternative treatment.
  12. Psychotic, mental or nervous disorders, (including any neuroses and their physiological or psychosomatic manifestations) and any other conditions classified under the “Diagnostic & Statistical Manual of Mental Disorders (DSM-IV Codes) as published by American Psychiatric Association.”
  13. Costs/expenses of services of a non-medical nature, such as newspapers, television, telephones, telex services, radios or similar facilities, admission/inpatient kit/pack, discharge pack, laundry, electricity, extra meal and other ineligible non-medical items.
  14. Expenses incurred for sex changes.
  15. Circumcision unless medically necessary for treatment of a disease
  16. Any treatment directed towards developmental delays and/or learning disabilities in Insured children.
  17. Cosmetic (aesthetic) surgery or treatment, or any treatment which relates to or is needed because of previous cosmetic treatment. However we will pay for reconstructive surgery if:

a. it is carried out to restore function or appearance after an accident or following surgery for a medical condition, provided that member has been continuously covered under a plan of ours since before the accident or surgery happened; and

b. it is done at a medically appropriate stage after the accident or surgery; and

c. we agree to the cost of the treatment in writing before it is done.

  1. Private nursing care and house calls by Doctors for any reasons.
  2. Hormone therapy
  3. Vitamins, Food Supplement, Herbal Cures, Anti Obesity/Weight Reducing Agents including off the counter medications.
  4. Soaps, shampoos, vitamin creams and vitamin ointment.
  5. Blood and topical allergy testing.
  6. Routine physical examination, health check-ups including Gynae check-ups or tests not incidental to Treatment or diagnosis of a covered Disability.
  7. Outpatient physical therapy or physiotherapy is not covered under Outpatient General Practitioner Clinical Treatment.
  8. Care and Treatment that is experimental, investigative and not according to accepted professional standards and care that is not Medically Necessary.
  9. Any Treatment for or arising from substance abuse such as alcohol, narcotics, etc.
  10. Diseases or Disabilities of a newborn Child contracted prior to or during birth of within the first 14 days hereafter.
  11. Speech and Occupational Therapy.
  12. Outpatient rehabilitation therapy, chemotherapy, radiation therapy and kidney dialysis is not covered under Outpatient General Practitioner Clinical Treatment.
  13. Preventive Vaccinations / Immunisations except for the following that are applicable to eligible Children only (subject to Outpatient Benefit limit, if any) :
    • BCG (booster);
    • Hepatitis B (infants up to 1 year old)
    • Triple Antigen & TetrActHib (infants up to 1 year old);
    • Double Antigen (booster), including Oral Polio;
    • MMR;
    • Rubella.

 

Panel Hospital

ETIQA HOSPITAL PANEL LIST - For Hospitalization Only

KEDAH

HOSPITAL TOWN TEL. NO
Putra Medical Centre (A. Setar) Alor Setar 04-734 2888
Kedah Medical Centre Alor Setar 04-730 8878
Metro Specialist Hospital Sungai Petani 04-423 8888
Hospital Pantai Utara Sg. Petani Sungai Petani 04-442 8888

PULAU PINANG

HOSPITAL TOWN TEL. NO
Bagan Specialist Centre Butterworth 04-332 2800
Gleneagles Penang Penang 04-227 6111
Hospital Lam Wah Ee Georgetown 04-657 1888
KPJ Penang Specialist Hospital Penang 04-548 6688
Loh Guan Lye Specialists Centre Georgetown 04-238 8888
Pantai Hospital Penang Penang 04-643 3888
Penang Adventist Hospital Penang 04-222 7200

PERAK

HOSPITAL TOWN TEL. NO
Apollo Medical Centre Taiping 05-805 6000
Pusat Columbia Asia Hospital Taiping Taiping 05-820 8888
Hospital Fatimah Ipoh 05-545 5777
KPJ Ipoh Specialist Hospital Ipoh 05-240 8777
Hospital Pantai Putri Ipoh Ipoh 05-548 4333
Sri Manjung Specialist Centre Sdn Bhd Ipoh 05-691 8153
Taiping Medical Centre Taiping 05-807 1049

WILAYAH PERSEKUTUAN

HOSPITAL TOWN TEL. NO
Columbia Asia Hospital Setapak Setapak 03-4145 9999
Damai Service Hospital (Hq) Jalan Ipoh 03-4043 4900
Damai Service Hospital (Melawati) Taman Melawati 03-4108 9900
Gleneagles Kuala Lumpur Ampang 03-4141 3000
Al Islam Specialist Hospital Kampung Baru 03-2691 3008
Hospital Pusrawi Sdn. Bhd. Jalan Tun Razak 03-2687 5000
Institut Jantung Negara Jalan Tun Razak 03-2617 8200
KPJ Hospital Tawakal Jalan Pahang 03-4023 3599
Lourdes Medical Centre Jalan Ipoh 03-4042 5335
Pantai Hospital Ampang Pandan Indah 03-4289 2828
Hospital Pantai Cheras Cheras 03-9145 2888
Pantai Hospital Kuala Lumpur Jln Bukit Pantai 03-2296 0888
Pusat Perubatan Naluri Wangsa Maju 03-4143 3633
Sentosa Medical Centre Jalan Chemor 03-4043 7166
Park City Medical Centre Desa Park City 03-5639 1212
TDMC Hospital Jalan Klang Lama 03-7982 6500
Tung Shin Hospital Jalan Pudu 03-2072 1655
UM Specialist Centre Bkt Pantai 03-7841 4041
UKM Specialist Centre Cheras 03-9145 6288

SELANGOR

HOSPITAL TOWN TEL. NO
Assunta Hospital Petaling Jaya 03-7680 7000
Columbia Asia Medical Centre Bukit Rimau Shah Alam 03-5125 9999
Columbia Asia Medical Centre Cheras Chera 03-9086 9999
Columbia Asia Medical Centre Puchong Puchong 03-8064 8688
Demc Specialist Hospital Shah Alam 03-5515 1888
Hospital Pakar An Nur Hasanah Bangi 03-8926 6060
Pusat Rawatan Islam Az-Zahrah Bangi 03-8925 2525
Kajang Plaza Medical Centre Kajang 03-8739 7077
Kelana Jaya Medical Centre P. Jaya 03-7805 2111
KPJ Ampang Puteri Specialist Hospital Ampang 03-4270 2500
KPJ Damansara Specialist Hospital Damansara 03-7722 2692
KPJ Kajang Specialist Hospital Kajang 03-8769 2999
KPJ Selangor Specialist Hospital Shah Alam 03-5543 1111
KPJ Klang Specialist Hospital Klang 03-3377 7888
KPMC Puchong Sdn. Bhd. Puchong 03-8062 4073
Pantai Hospital Klang Klang 03-3374 2020
Putra Medical Centre (Sg. Buloh) Sg Buloh 03-6156 4735
Salam Medical Centre Shah Alam 03-5548 5161
Sentosa Specialist Hospital Klang 03-5162 8814
Ara Damansara Medical Centre Damansara 03-5639 1212
Subang Jaya Medical Centre Subang Jaya 03-5634 1212
Sri Kota Specialist Medical Centre Klang 03-3373 3636
Sunway Medical Centre Sdn. Bhd. P. Jaya 03-7491 9191
Kajang Medical Centre Sdn. Bhd. Kajang 03-8736 0631
The Tun Hussein Onn National Eye Hospital Petaling Jaya 03-7718 1488
Tropicana Medical Centre Damansara 03-6287 1111

NEGERI SEMBILAN

HOSPITAL TOWN TEL. NO
Columbia Asia Medical Centre Seremban 06-601 1988
KPJ Seremban Specialist Hospital Seremban 06-767 7800
Mawar Medical Centre Seremban 06-764 7048
NCI Hospital Nilai 06-850 0999
Senawang Specialist Hospital Nilai 06-677 1858

MELAKA

HOSPITAL TOWN TEL. NO
Hospital Pantai Ayer Keroh Ayer Keroh 06-231 9999
Putra Specialist Hospital (Melaka) Melaka 06-283 5888
Mahkota Medical Centre Melaka 06-281 3333

JOHOR

HOSPITAL TOWN TEL. NO
Hospital Pantai Batu Pahat Batu Pahat 07-433 8811
Putra Specialist Hospital Sdn Bhd Batu Pahat 07-413 3333
Johor Specialist Hospital Sdn Bhd Johor Bahru 07-225 3000
Puteri Specialist Hospital Sdn Bhd Johor Bahru 07-223 3377
Hospital Penawar Sdn Bhd Pasir Gudang 07-252 1800
Columbia Asia Hospital Nusajaya Nusajaya 07-233 9999
Kempas Medical Centre Johor Bahru 07-236 8999
Kluang Utama Specialist Hospital Kluang 07-771 8999
Regency Specialist Hospital Masai 07-381 7700

PAHANG

HOSPITAL TOWN TEL. NO
Kuantan Clinical Diagnostic Centre Kuantan 09-513 9891
Kuantan Medical Centre Sdn Bhd Kuantan 09-514 2828
Kuantan Specialist Hospital Sdn Bhd Kuantan 09-567 8588

TERENGGANU

HOSPITAL TOWN TEL. NO
Kuala Terengganu Specialist Hospital K.Terengganu 09-624 5353

KELANTAN

HOSPITAL TOWN TEL. NO
KPJ Perdana Specialist Hospital Kota Bharu 09-745 8000
Kota Bharu Medical Centre Kota Bharu 09-743 3399

SARAWAK

HOSPITAL TOWN TEL. NO
Kuching Specialist Hospital Kuching 082-365777
Normah Medical Specialist Centre Kuching 082-440055
Timberland Medical Centre Kuching 082-234466
Miri City Medical Centre Miri 085-426622
Rejang Medical Centre Sibu 084-330733
Borneo Medical Centre Kuching 082-507 333
Columbia Asia Hospital Bintulu Bintulu 086-251 888
Columbia Asia Hospital Miri Miri 085-437 755
Sibu Specialist Medical Centre Sibu 084-329 900

SABAH

HOSPITAL TOWN TEL. NO
Kota Kinabalu Specialist Hospital Kota Kinabalu 088-222922
KPJ Sabah Specialist Hospital Kota Kinabalu 088-211333
Rafflesia Medical Centre Kota Kinabalu 088-272620

For the latest Etiqa Hospital Panel List, Please call our 24 hours Etiqa Healthcare Call Centre at  1 800 88 9998 or visit Etiqa Takaful website : www.etiqa.com.my

Forms
Medical Claim Form
 
Mediexpress Medical(Pre Admission) Form - PPUM